Real exam format
Questions structured like the live Pearson VUE exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ WV candidates
Pass the West Virginia
P&C Insurance Exam.
First try.
Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
Pay only after you pass
Real Pearson VUE format
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PASSED
West Virginia Insurance Law
Under West Virginia law, a binder of coverage:
A May be oral or written
B Must always be in writing
C Can only be issued by the Commissioner
D Requires the insured's notarized signature
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
Pearson VUE Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Property + Casualty Sections
Pass on the First Attempt
0+
WV candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
Until you pass
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West Virginia Property & Casualty Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
West Virginia Insurance Law
The Insurance Commissioner, certificates of authority, producer licensing, rate filings and mine subsidence coverage.
Start PracticeSet 02 Free
Property Policies & Forms
Homeowners and dwelling forms, loss of use, coinsurance, earthquake and package policies.
Start PracticeSet 03 Free
Casualty Policies & Forms
General liability, underinsured motorists, auto physical damage and workers' compensation.
Start PracticeSet 04 Free
Terms, Concepts & Loss Valuation
Law of large numbers, hazards, deductibles, indemnity, occurrence limits and negligence.
Start PracticeSet 05 Free
Policy Provisions & Contract Law
Declarations, exclusions, duties after loss, appraisal, subrogation and supplementary payments.
Start PracticeOn a tight timeline to pass?
In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
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Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every West Virginia question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed West Virginia producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the WV outline – property and casualty policies, loss valuation, contract law and West Virginia insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
WV candidates who passed with us
Thousands have used our practice sets and support to get licensed in West Virginia – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the property and casualty content on my first attempt."
Amanda L.
Charleston, WV
Passed first try
★★★★★
"The West Virginia section scared me. Their explanations made producer duties, cancellation rules and policy provisions finally click. Passed with room to spare."
Chris P.
Morgantown, WV
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and was licensed in under a month."
Nina S.
Huntington, WV
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the West Virginia Property and Casualty Insurance Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The West Virginia Property and Casualty exam is administered by Pearson VUE for the West Virginia Offices of the Insurance Commissioner. It has 140 scored questions in 3.5 hours, and you need 70% to pass. West Virginia requires 40 hours of approved pre-licensing education first.
Level
Producer
State
West Virginia
Provider
Pearson VUE
Regulator
WV Insurance Commissioner
Property Policies & Forms
Homeowners and dwelling forms, loss of use, coinsurance, earthquake and package policies.
Casualty Policies & Forms
General liability, underinsured motorists, auto physical damage and workers' compensation.
Terms, Concepts & Loss Valuation
Law of large numbers, hazards, deductibles, indemnity, occurrence limits and negligence.
West Virginia Insurance Law
The Insurance Commissioner, certificates of authority, producer licensing, rate filings and mine subsidence coverage.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your West Virginia Property and Casualty Insurance Exam – no upfront fees, no risk.
What does the West Virginia Property and Casualty Insurance Exam cover?
The exam covers property policies and forms, casualty policies and forms, terms, concepts and loss valuation, policy provisions and contract law, plus West Virginia insurance law. It has 140 scored questions in 3.5 hours, and you need 70% to pass.
Do I need pre-licensing education first?
Yes. West Virginia requires 40 hours of approved pre-licensing education for the property and casualty lines before you schedule the exam with Pearson VUE.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.
Ready to pass the WV
P&C Insurance Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
Pay only after you pass
98% first-try pass rate
Real Pearson VUE format
Pass the WV P&C Insurance Exam – first try.Free practice · pay only after you pass
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