Real exam format
Questions structured like the live PSI exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ WA candidates
Pass the Washington
Life & Disability Exam.
First try.
Free practice questions that mirror the real PSI exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
Pay only after you pass
Real PSI format
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PASSED
Washington Insurance Law
A Washington life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
PSI Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Health Sections
Pass on the First Attempt
0+
WA candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
Until you pass
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Washington Life & Disability Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
Washington Insurance Law
The Insurance Commissioner, producer licensing, unfair practices and Washington statutes.
Start PracticeSet 02 Free
Life Types, Provisions & Riders
Term, whole and universal life, riders, dividend and nonforfeiture options.
Start PracticeSet 03 Free
Insurance Basics, Underwriting & Delivery
Risk, insurable interest, the application, risk classification and policy delivery.
Start PracticeSet 04 Free
Health Provisions, Disability & Medical
Disability income, medical expense plans and the required policy provisions.
Start PracticeSet 05 Free
Annuities, Senior, Group & Tax
Fixed and variable annuities, Medicare, group coverage and federal tax treatment.
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In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
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Watch · free walkthrough
Washington Life and Disability Insurance Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every Washington question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed Washington producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the WA outline – life products, underwriting, disability and medical coverage, annuities and Washington insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
WA candidates who passed with us
Thousands have used our practice sets and support to get licensed in Washington – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real PSI exam better than anything else I tried. I cleared both the life and the health content on my first attempt."
Amanda L.
Seattle, WA
Passed first try
★★★★★
"The Washington section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."
Chris P.
Spokane, WA
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and was licensed in under a month."
Nina S.
Tacoma, WA
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the Washington Life and Disability Insurance Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The Washington Life and Disability producer exam is administered by PSI for the Washington Office of the Insurance Commissioner. The combined exam runs 150 questions in 3 hours 15 minutes and you need 70% to pass. Washington repealed mandatory pre-licensing education in July 2023.
Level
Producer
State
Washington
Provider
PSI
Regulator
Washington OIC
Life Types, Provisions & Riders
Term, whole and universal life, riders, dividend and nonforfeiture options.
Insurance Basics, Underwriting & Delivery
Risk, insurable interest, the application, risk classification and policy delivery.
Health Provisions, Disability & Medical
Disability income, medical expense plans and the required policy provisions.
Washington Insurance Law
The Insurance Commissioner, producer licensing, unfair practices and Washington statutes.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your Washington Life and Disability Insurance Exam – no upfront fees, no risk.
What does the Washington Life and Disability Insurance Exam cover?
The combined exam covers life policy types, provisions and riders, insurance basics, underwriting and delivery, disability and medical expense coverage, annuities, senior and group products and their tax treatment, plus Washington insurance law. It runs 150 questions in 3 hours 15 minutes and you need 70% to pass.
Do I need pre-licensing education first?
No. Washington repealed its mandatory pre-licensing education requirement in July 2023, so you can register and sit the exam with PSI without completing an approved course first. That makes structured practice the whole of your preparation.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real PSI exam so you can gauge your readiness before test day.
Ready to pass the WA
Life & Disability Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
Pay only after you pass
98% first-try pass rate
Real PSI format
Pass the WA Life & Disability Exam – first try.Free practice · pay only after you pass
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