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Pass the Tennessee
Life, Accident & Health Exam.
First try.
Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
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PASSED
Tennessee Insurance Law
A Tennessee life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
Pearson VUE Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Health Sections
Pass on the First Attempt
0+
TN candidates helped
0%
First-attempt pass rate
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Average student rating
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Tennessee Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
Tennessee Insurance Regulation
The Department of Commerce and Insurance, producer licensing and Tennessee statutes.
Start PracticeSet 02 Free
Life Basics, Policies & Provisions
Term, whole and universal life, riders, provisions and nonforfeiture options.
Start PracticeSet 03 Free
Annuities & Federal Tax
Fixed and variable annuities, qualified plans and federal tax treatment.
Start PracticeSet 04 Free
Health Provisions, Disability & Group
Required provisions, disability income, medical expense plans and group health.
Start PracticeSet 05 Free
Senior Products & TN Product Law
Medicare, supplements, long-term care and Tennessee product regulation.
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Tennessee Life and Accident and Health Insurance Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every Tennessee question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed Tennessee producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
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All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
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Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the TN outline – life products, annuities, health coverage and Tennessee insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
TN candidates who passed with us
Thousands have used our practice sets and support to get licensed in Tennessee – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the life and the health content on my first attempt."
Amanda L.
Nashville, TN
Passed first try
★★★★★
"The Tennessee section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."
Chris P.
Memphis, TN
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and was licensed in under a month."
Nina S.
Knoxville, TN
PASS OR
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You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the Tennessee Life and Accident and Health Insurance Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The Tennessee Life, Accident and Health producer exam is administered by Pearson VUE for the Tennessee Department of Commerce and Insurance. It has a general section and a Tennessee section, and you need 70% to pass. Tennessee removed its mandatory pre-licensing education requirement in March 2023.
Level
Producer
State
Tennessee
Provider
Pearson VUE
Regulator
TN Dept of Commerce
Life Basics, Policies & Provisions
Term, whole and universal life, riders, provisions and nonforfeiture options.
Annuities & Federal Tax
Fixed and variable annuities, qualified plans and federal tax treatment.
Health Provisions, Disability & Group
Required provisions, disability income, medical expense plans and group health.
Tennessee Insurance Regulation
The Department of Commerce and Insurance, producer licensing and Tennessee statutes.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your Tennessee Life and Accident and Health Insurance Exam – no upfront fees, no risk.
What does the Tennessee Life and Accident and Health Insurance Exam cover?
The exam covers Tennessee insurance regulation, life basics, policies and provisions, annuities and their federal tax treatment, health provisions, disability and group coverage, and senior products alongside Tennessee product law. You need 70% to pass.
Do I need pre-licensing education first?
No. Tennessee removed its mandatory pre-licensing education requirement in March 2023, so you can schedule the exam with Pearson VUE directly. That makes structured practice the whole of your preparation.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.
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Life, Accident & Health Exam?
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Real Pearson VUE format
Pass the TN Life, Accident & Health Exam – first try.Free practice · pay only after you pass
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