Pass Your South Dakota Property and Casualty Producer Exam Today & Pay After You Pass.  Contact Us!
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Pass the South Dakota
P&C Producer Exam.
First try.

Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!

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SD P&C Practice Exam · Question 18 54:09
South Dakota Insurance Law
South Dakota's Valued Policy Law fixes the insured value as the measure of a total loss to real property caused by:
A Fire or tornado only
B Fire, wind or hail
C Any peril the policy covers
D Fire, tornado or lightning
Est. score 92% Passing
98%
pass on the
first attempt
Pearson VUE Exam Format Pay After You Pass 12,000+ Candidates Helped 4.9 / 5 Average Rating Property + Casualty Sections Pass on the First Attempt
0+
SD candidates helped
0%
First-attempt pass rate
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Average student rating
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South Dakota Property & Casualty Question Sets

Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.

50 MCQs per setInstant answers & explanations
Set 01 Free

South Dakota Insurance Law

The Division of Insurance, temporary licenses, rebating, insurance fraud, rate filings and nonrenewal notices.

~55 min · 50 questions
Start Practice
Set 02 Free

Property Policies & Forms

Homeowners and dwelling forms, loss of use, coinsurance, earthquake and package policies.

~55 min · 50 questions
Start Practice
Set 03 Free

Casualty Policies & Forms

General liability, underinsured motorists, auto physical damage and workers' compensation.

~55 min · 50 questions
Start Practice
Set 04 Free

Terms, Concepts & Loss Valuation

Law of large numbers, hazards, deductibles, indemnity, occurrence limits and negligence.

~55 min · 50 questions
Start Practice
Set 05 Free

Policy Provisions & Contract Law

Declarations, exclusions, duties after loss, appraisal, subrogation and supplementary payments.

~55 min · 50 questions
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Dead simple

Pass in 3 simple steps

No guesswork, no risk. Here's exactly how candidates go from studying to licensed.

01
1

Practice 100% free

Fed up paying for practice tests? We're not like the others – every South Dakota question set is completely free. Work through them to see exactly where you stand against the real exam.

02
2

On a tight timeline?

In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.

03
3

Pass & get licensed

Walk in confident, pass on your first attempt, and start writing business as a licensed South Dakota producer – and remember, you only pay once you've passed.

Why State Exams Prep

Everything you need to pass – nothing you don't

Pass-or-don't-pay guarantee

All the risk is on us. Practice free, get expert support, and settle up only once you've passed.

$0upfront – pay only after you pass

Real exam format

Questions structured like the live Pearson VUE exam, so test day feels familiar – not foreign.

Answer explanations

Know why each answer is right and the rest are wrong, so weak spots disappear fast.

Full topic coverage

Every domain on the SD outline – property and casualty policies, loss valuation, contract law and South Dakota insurance law.

1-on-1 coaching

Real humans guide your prep and answer questions whenever you're stuck.

Real results

SD candidates who passed with us

Thousands have used our practice sets and support to get licensed in South Dakota – most on their first attempt.

Passed first try
★★★★★

"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the property and casualty content on my first attempt."

Amanda L.
Amanda L.
Sioux Falls, SD
Passed first try
★★★★★

"The South Dakota section scared me. Their explanations made producer duties, cancellation rules and policy provisions finally click. Passed with room to spare."

Chris P.
Chris P.
Rapid City, SD
Passed first try
★★★★★

"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and was licensed in under a month."

Nina S.
Nina S.
Brookings, SD
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You only pay after you pass.

That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the South Dakota Property and Casualty Producer Exam. No upfront fees. No risk. Just results.

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Know your exam

Exactly what you'll be tested on

The South Dakota Property and Casualty producer exam is administered by Pearson VUE for the South Dakota Division of Insurance. The combined exam has 130 scored questions in 150 minutes, and you need 70% to pass. South Dakota requires no pre-licensing education.

Level
Producer
State
South Dakota
Provider
Pearson VUE
Regulator
SD Division of Insurance

Property Policies & Forms

Homeowners and dwelling forms, loss of use, coinsurance, earthquake and package policies.

Casualty Policies & Forms

General liability, underinsured motorists, auto physical damage and workers' compensation.

Terms, Concepts & Loss Valuation

Law of large numbers, hazards, deductibles, indemnity, occurrence limits and negligence.

South Dakota Insurance Law

The Division of Insurance, temporary licenses, rebating, insurance fraud, rate filings and nonrenewal notices.

Questions, answered

Everything you're wondering

How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your South Dakota Property and Casualty Producer Exam – no upfront fees, no risk.
What does the South Dakota Property and Casualty Producer Exam cover?
The exam covers property policies and forms, casualty policies and forms, terms, concepts and loss valuation, policy provisions and contract law, plus South Dakota insurance law. It has 130 scored questions in 150 minutes, and you need 70% to pass.
Do I need pre-licensing education first?
No. South Dakota has no formal pre-licensing education requirement, so you can schedule the exam with Pearson VUE directly. That makes structured practice the whole of your preparation.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.

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P&C Producer Exam?

Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.

Pay only after you pass 98% first-try pass rate Real Pearson VUE format
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