Real exam format
Questions structured like the live Pearson VUE exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ SD candidates
Pass the South Dakota
Life, Accident & Health Exam.
First try.
Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
Pay only after you pass
Real Pearson VUE format
No signup
PASSED
South Dakota Insurance Law
Under South Dakota rules, the Medicare supplement buyer's guide must be delivered:
A At policy delivery, with no acknowledgment required
B Before the first premium payment, verbally confirmed
C Thirty days after the policy issues
D At application, with a signed acknowledgment of receipt
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
Pearson VUE Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Accident & Health Sections
Pass on the First Attempt
0+
SD candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
Until you pass
Free practice · start now
South Dakota Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
South Dakota Insurance Law
The Division of Insurance, producer licensing, insurable interest, replacement and Medicare supplement rules.
Start PracticeSet 02 Free
Life Products, Provisions & Riders
Term, whole and universal life, beneficiaries, dividend options, free look and waiver of premium.
Start PracticeSet 03 Free
Annuities, Qualified Plans & Federal Tax
Fixed and indexed annuities, annuitization, IRAs, required distributions and policy taxation.
Start PracticeSet 04 Free
Health Provisions & Disability Income
Required provisions, incontestability, disability riders, buy-sell plans and benefit periods.
Start PracticeSet 05 Free
Medical, Group & Specialized Plans
Group health, HSAs, long-term care, Medicare supplement and ACA metal tiers.
Start PracticeOn a tight timeline to pass?
In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
Talk to an expert
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every South Dakota question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed South Dakota producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the SD outline – life and health products, underwriting, retirement and South Dakota insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
SD candidates who passed with us
Thousands have used our practice sets and support to get licensed in South Dakota – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the life and the accident & health content on my first attempt."
Amanda L.
Sioux Falls, SD
Passed first try
★★★★★
"The South Dakota section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."
Chris P.
Rapid City, SD
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and was licensed in under a month."
Nina S.
Aberdeen, SD
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the South Dakota Life, Accident and Health Producer Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The South Dakota Life, Accident and Health producer exam is administered by Pearson VUE for the South Dakota Division of Insurance. The combined exam has 130 scored questions in 150 minutes, and you need 70% to pass. South Dakota requires no pre-licensing education.
Level
Producer
State
South Dakota
Provider
Pearson VUE
Regulator
SD Division of Insurance
Life Products, Provisions & Riders
Term, whole and universal life, beneficiaries, dividend options, free look and waiver of premium.
Health Provisions & Disability Income
Required provisions, incontestability, disability riders, buy-sell plans and benefit periods.
Annuities, Qualified Plans & Federal Tax
Fixed and indexed annuities, annuitization, IRAs, required distributions and policy taxation.
South Dakota Insurance Law
The Division of Insurance, producer licensing, insurable interest, replacement and Medicare supplement rules.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your South Dakota Life, Accident and Health Producer Exam – no upfront fees, no risk.
What does the South Dakota Life, Accident and Health Producer Exam cover?
The combined exam covers life products, provisions and riders, annuities, qualified plans and federal tax, health provisions and disability income, medical, group and specialized plans, plus South Dakota insurance law. It has 130 scored questions in 150 minutes, and you need 70% to pass.
Do I need pre-licensing education first?
No. South Dakota has no formal pre-licensing education requirement, so you can schedule the exam with Pearson VUE directly. That makes structured practice the whole of your preparation.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.
Ready to pass the SD
Life, Accident & Health Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
Pay only after you pass
98% first-try pass rate
Real Pearson VUE format
Pass the SD Life, Accident & Health Exam – first try.Free practice · pay only after you pass
Start free