Real exam format
Questions structured like the live Pearson VUE exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ SC candidates
Pass the South Carolina
Life & Health Exam.
First try.
Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
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PASSED
South Carolina Insurance Law
A South Carolina life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
Pearson VUE Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Accident & Health Sections
Pass on the First Attempt
0+
SC candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
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South Carolina Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
SC Insurance Regulation
The Department of Insurance, producer licensing, unfair practices and SC statutes.
Start PracticeSet 02 Free
Life Basics, Policies & Provisions
Term, whole and universal life, riders, policy provisions and nonforfeiture options.
Start PracticeSet 03 Free
Annuities & Federal Tax
Fixed and variable annuities, qualified plans and the federal tax treatment of each.
Start PracticeSet 04 Free
Health Provisions, Disability & Group
Required provisions, disability income, medical expense plans and group health.
Start PracticeSet 05 Free
Senior Products & SC Product Law
Medicare, supplements, long-term care and South Carolina product regulation.
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Watch · free walkthrough
South Carolina Life, Accident and Health Insurance Producer Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every South Carolina life and health question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed South Carolina producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the SC outline – life, annuities, accident & health, senior products and SC insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
SC candidates who passed with us
Thousands have used our practice sets and support to get licensed in South Carolina – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the life and the accident & health content on my first attempt."
Amanda L.
Charleston, SC
Passed first try
★★★★★
"The South Carolina law section scared me. Their explanations made replacement rules, free-look periods and senior product regulation finally click. Passed with room to spare."
Chris P.
Columbia, SC
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and had my producer license in under a month."
Nina S.
Greenville, SC
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the South Carolina Life, Accident and Health Insurance Producer Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The South Carolina Life, Accident and Health producer exam is administered by Pearson VUE for the South Carolina Department of Insurance. The combined exam runs 140 multiple-choice questions in 150 minutes and you need 70% to pass. South Carolina sets no mandatory pre-licensing education hours.
Level
Producer
State
South Carolina
Provider
Pearson VUE
Regulator
South Carolina DOI
Life Policies & Provisions
Term, whole and universal life, riders, policy provisions and nonforfeiture options.
Annuities & Federal Tax
Fixed and variable annuities, qualified plans and the federal tax treatment of each.
Health, Disability & Group
Required provisions, disability income, medical expense plans and group health coverage.
SC Regulation & Senior Products
The Department of Insurance, producer duties, Medicare supplements, long-term care and product law.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your South Carolina Life, Accident and Health Insurance Producer Exam – no upfront fees, no risk.
What does the South Carolina life, accident and health exam cover?
The combined exam covers life policy basics and provisions, annuities and their federal tax treatment, health policy provisions, disability income and group coverage, senior products such as Medicare supplements and long-term care, plus South Carolina insurance regulation. It runs 140 questions in 150 minutes and you need 70% to pass.
Do I need pre-licensing education first?
No. South Carolina does not set a required number of pre-licensing education hours before you schedule the exam with Pearson VUE. That makes structured practice the whole of your preparation, which is exactly what our free question sets are for.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.
Ready to pass the SC
Life & Health Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
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98% first-try pass rate
Real Pearson VUE format
Pass the SC Life & Health Exam – first try.Free practice · pay only after you pass
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