Pass Your Pennsylvania Property and Casualty Insurance Exam Today & Pay After You Pass.  Contact Us!
State Exams Prep studentState Exams Prep studentState Exams Prep student ★★★★★ 4.9 from 12,000+ PA candidates

Pass the Pennsylvania
P&C Insurance Exam.
First try.

Free practice questions that mirror the real PSI exam – plus 1-on-1 expert support with a pay-after-pass guarantee!

Pay only after you pass Real PSI format No signup
PASSED
PA P&C Practice Exam · Q18 of 150 54:09
Pennsylvania Insurance Law
Under Pennsylvania law, a producer who collects premiums on behalf of an insurer holds those funds as:
A Personal earnings once the policy is issued
B A general asset of the agency
C A fiduciary, to be accounted for and remitted to the insurer
D A refundable deposit owed to the applicant
Est. score 92% Passing
98%
pass on the
first attempt
PSI Exam Format Pay After You Pass 12,000+ Candidates Helped 4.9 / 5 Average Rating Property + Casualty Sections Pass on the First Attempt
0+
PA candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
Until you pass
Free practice · start now

Pennsylvania Property & Casualty Question Sets

Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.

50 MCQs per setInstant answers & explanations
Set 01 Free

PA Regulation & General Insurance

The Insurance Commissioner, producer licensing, unfair practices and general principles.

~55 min · 50 questions
Start Practice
Set 02 Free

Basics, Dwelling & Homeowners

Insurable interest, indemnity, dwelling forms and homeowners coverages.

~55 min · 50 questions
Start Practice
Set 03 Free

Auto Insurance

Personal and commercial auto, PA financial responsibility and newly acquired vehicles.

~55 min · 50 questions
Start Practice
Set 04 Free

Commercial Insurance

Commercial package policies, general liability, commercial property, inland marine and crime.

~55 min · 50 questions
Start Practice
Set 05 Free

Workers' Comp & Other Lines

Pennsylvania workers' compensation, exclusive remedy, umbrella, surety and specialty lines.

~55 min · 50 questions
Start Practice

On a tight timeline to pass?

In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.

Talk to an expert
Watch · free walkthrough

Pennsylvania Property and Casualty Insurance Exam video walkthrough

A full walkthrough of what the exam covers and how to prepare for it.

Dead simple

Pass in 3 simple steps

No guesswork, no risk. Here's exactly how candidates go from studying to licensed.

01
1

Practice 100% free

Fed up paying for practice tests? We're not like the others – every Pennsylvania P&C question set is completely free. Work through them to see exactly where you stand against the real exam.

02
2

On a tight timeline?

In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.

03
3

Pass & get licensed

Walk in confident, pass on your first attempt, and start writing business as a licensed Pennsylvania producer – and remember, you only pay once you've passed.

Why State Exams Prep

Everything you need to pass – nothing you don't

Pass-or-don't-pay guarantee

All the risk is on us. Practice free, get expert support, and settle up only once you've passed.

$0upfront – pay only after you pass

Real exam format

Questions structured like the live PSI exam, so test day feels familiar – not foreign.

Answer explanations

Know why each answer is right and the rest are wrong, so weak spots disappear fast.

Full topic coverage

Every domain on the PA outline – general insurance principles, property, casualty and the state insurance code.

1-on-1 coaching

Real humans guide your prep and answer questions whenever you're stuck.

Real results

PA candidates who passed with us

Thousands have used our practice sets and support to get licensed in Pennsylvania – most on their first attempt.

Passed first try
★★★★★

"The practice questions matched the real PSI exam better than anything else I tried. I cleared both the property and casualty content on my first attempt."

Amanda L.
Amanda L.
Philadelphia, PA
Passed first try
★★★★★

"The Pennsylvania insurance code section scared me. Their explanations made producer duties, unfair trade practices and cancellation rules finally click. Passed with room to spare."

Chris P.
Chris P.
Pittsburgh, PA
Passed first try
★★★★★

"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and had my producer license in under a month."

Nina S.
Nina S.
Allentown, PA
PASS OR
DON'T PAY

You only pay after you pass.

That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the Pennsylvania Property and Casualty Insurance Exam. No upfront fees. No risk. Just results.

Claim your pass plan
Know your exam

Exactly what you'll be tested on

The Pennsylvania Property and Casualty producer exam is administered by PSI for the Pennsylvania Insurance Department. The combined exam runs 150 scored multiple-choice questions across general insurance principles, property, casualty and the Pennsylvania insurance code, and you need 70% to pass.

Level
Producer
State
Pennsylvania
Provider
PSI
Regulator
PA Insurance Department

General Insurance Principles

Risk, insurable interest, contract law, policy structure, underwriting and the claims process.

Property Insurance

Dwelling and homeowners forms, commercial property, causes of loss, inland marine and endorsements.

Casualty Insurance

Personal and commercial auto, general liability, workers' compensation, umbrella and surety.

PA Insurance Code & Ethics

Producer licensing and duties, unfair trade practices, cancellation and nonrenewal rules, and PA auto requirements.

Questions, answered

Everything you're wondering

How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your Pennsylvania Property and Casualty Insurance Exam – no upfront fees, no risk.
What does the PA property and casualty exam cover?
The PSI-administered combined exam covers general insurance principles, property coverages (dwelling, homeowners, commercial property, inland marine), casualty coverages (auto, general liability, workers' compensation, umbrella) and the Pennsylvania insurance code and ethics rules. It runs 150 scored questions and you need 70% to pass.
Do I need pre-licensing education first?
No. Act 142 of 2024 repealed Pennsylvania's pre-licensing education requirement effective 29 April 2025, so you can sit for the exam without completing the old 24-hour course. Structured preparation is still strongly recommended – that's exactly what our free question sets are for.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real PSI exam so you can gauge your readiness before test day.

Ready to pass the PA
P&C Insurance Exam?

Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.

Pay only after you pass 98% first-try pass rate Real PSI format
Pass the PA P&C Insurance Exam – first try.Free practice · pay only after you pass
Start free