Real exam format
Questions structured like the live NY P&C exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 10,000+ NY candidates
Pass the New York Property
Pass the New York Property
& Casualty Exam.
First try.
Free practice questions that mirror the real NY P&C exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
Pay only after you pass
Real exam format
No signup
PASSED
Insurance Regulation
New York applies a single umbrella term to any individual or business entity licensed to sell, solicit, or negotiate insurance. Which term matches that description?
A Underwriter
B Actuary
C Insurance producer
D Claims adjuster
Est. score 91%
Passing
98%
pass on the
first attempt
first attempt
NY Exam Format
Pay After You Pass
10,000+ Candidates Helped
4.9 / 5 Average Rating
Property + Casualty
Pass on the First Attempt
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NY candidates helped
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First-attempt pass rate
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Average student rating
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NY Property & Casualty Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
Regulation & General Insurance
NY Insurance Law, producer licensing, Department of Financial Services, insurer types, policy concepts and general insurance principles.
Start PracticeSet 02 Free
P&C Basics & Dwelling
Insurable interest, indemnity, subrogation, property valuation methods, dwelling fire policies, coverage forms and endorsements.
Start PracticeSet 03 Free
Homeowners & Auto
Homeowners policy forms, personal property coverage, liability sections, personal auto policy, NY no-fault law and uninsured motorist coverage.
Start PracticeSet 04 Free
Commercial & BOP
Commercial package policies, commercial property and general liability forms, business owners policy, inland marine and crime coverage.
Start PracticeSet 05 Free
Workers’ Comp, Other Lines & Health
Workers’ compensation, employers’ liability, surety bonds, umbrella/excess liability, flood insurance and health insurance basics.
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In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
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Watch · free walkthrough
New York Property & Casualty License Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every NY P&C question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and launch your NY property & casualty career – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the NY outline – property, casualty, commercial, auto, workers’ comp and state regulations.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
NY candidates who passed with us
Thousands have used our practice sets and support to get licensed in New York – most on their first attempt.
Passed first try
★★★★★
"The practice sets nailed every topic – homeowners, auto, commercial lines and NY no-fault. I felt completely prepared walking in and passed on my first try!"
David R.Licensed NY P&C Producer
Passed first try
★★★★★
"The timed mock exams were a game-changer for my test anxiety. After two weeks of practice, I walked into the testing center calm and confident. Passed on my first attempt!"
Samantha L.Licensed NY P&C Producer
Passed first try
★★★★★
"I was juggling work full-time and studied during breaks and weekends. The materials were concise and effective – no fluff, just what I needed for the NY P&C exam. Licensed in three weeks!"
Anthony G.Licensed NY P&C Producer
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the New York Property & Casualty License Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The NY Property & Casualty License Exam is administered under the oversight of the New York Department of Financial Services. You must complete approved pre-licensing education before sitting for the exam.
License
Property & Casualty Insurance
State
New York
Regulator
NY Department of Financial Services (DFS)
Pre-licensing
90-hour approved course required
Regulation & General Insurance
NY Insurance Law, producer licensing, Department of Financial Services, insurer types, policy concepts and general insurance principles.
P&C Basics & Dwelling
Insurable interest, indemnity, subrogation, property valuation, dwelling fire policies, coverage forms and endorsements.
Homeowners & Auto
Homeowners policy forms, personal property and liability coverage, personal auto policy, NY no-fault law and uninsured motorist provisions.
Commercial & BOP
Commercial package policies, commercial property and general liability, business owners policy, inland marine and crime coverage.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your New York Property & Casualty License Exam – no upfront fees, no risk.
What does the NY Property & Casualty exam cover?
The exam covers five major areas: insurance regulation and general concepts, property and casualty basics including dwelling policies, homeowners and auto insurance (including NY no-fault), commercial lines and business owners policies, and workers’ compensation along with other specialty lines. All questions are specific to New York insurance law and regulations.
Do I need pre-licensing education first?
Yes. You must complete a 90-hour approved pre-licensing course before you can schedule and sit for the New York Property & Casualty License Exam.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They cover every topic on the NY P&C exam so you can gauge your readiness before test day.
Ready to pass the NY Property
& Casualty Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
Pay only after you pass
98% first-try pass rate
Real exam format
Pass the NY P&C Exam – first try.Free practice · pay only after you pass
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