Real exam format
Questions structured like the live NY insurance exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 10,000+ NY candidates
Pass the New York Life,
Pass the New York Life,
Accident & Health Exam.
First try.
Free practice questions that mirror the real NY insurance exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
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Real exam format
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PASSED
Insurance Regulation
In New York, which government body licenses insurance producers and supervises the conduct of insurers?
A The Insurance Information Institute
B The Federal Insurance Office
C The Department of Financial Services
D The Underwriters Association of New York
Est. score 90%
Passing
98%
pass on the
first attempt
first attempt
NY Exam Format
Pay After You Pass
10,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Accident & Health
Pass on the First Attempt
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NY candidates helped
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First-attempt pass rate
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NY Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
Regulation & Life Basics
NY Department of Financial Services, insurance law, producer licensing, policy fundamentals and life insurance principles.
Start PracticeSet 02 Free
Life Policies & Riders
Term life, whole life, universal life, variable life, policy riders, convertibility, renewability and beneficiary provisions.
Start PracticeSet 03 Free
Annuities, Tax & Health Basics
Annuity types, tax treatment of life insurance and annuities, health insurance fundamentals and policy provisions.
Start PracticeSet 04 Free
Disability, Medical & LTC
Disability income insurance, medical expense policies, long-term care coverage, required provisions and claims procedures.
Start PracticeSet 05 Free
Group, Government & Senior Plans
Group life and health insurance, Medicare, Medicaid, Social Security, COBRA, senior insurance products and NY regulations.
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New York Life, Accident & Health Insurance Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every NY insurance question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start your NY insurance career – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
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All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
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Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the NY outline – life insurance, annuities, health policies and state regulations.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
NY candidates who passed with us
Thousands have used our practice sets and support to get licensed in New York – most on their first attempt.
Passed first try
★★★★★
"The practice sets covered every topic – life insurance basics, annuities, health policies and NY regulations. I felt completely prepared and passed on my first try!"
Jessica M.Licensed NY Insurance Producer
Passed first try
★★★★★
"The timed mock exams were a game-changer for my test anxiety. After two weeks of practice, I walked into the testing center calm and confident. Passed both life and health sections!"
Marcus T.Licensed NY Insurance Producer
Passed first try
★★★★★
"As someone juggling a full-time job, I studied during lunch breaks and evenings. The materials were concise and effective – no fluff, just what I needed for the NY exam. Licensed in three weeks!"
Priya K.Licensed NY Insurance Producer
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That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the New York Life, Accident & Health Insurance Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The NY Life, Accident & Health Insurance Exam is administered by the New York Department of Financial Services. You must complete approved pre-licensing education before sitting for the exam.
License
Life, Accident & Health Insurance
State
New York
Regulator
NY Department of Financial Services (DFS)
Pre-licensing
40-hour approved course required
Regulation & Life Basics
NY Department of Financial Services, insurance law, producer licensing, insurable interest, policy fundamentals and life insurance principles.
Life Policies & Riders
Term life, whole life, universal life, variable life, policy riders, convertibility, renewability, beneficiary designations and settlement options.
Annuities, Tax & Health Basics
Annuity types and payout options, tax treatment of life insurance and annuities, health insurance fundamentals and policy provisions.
Disability, Medical & LTC
Disability income insurance, medical expense policies, long-term care coverage, required health policy provisions and claims procedures.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your New York Life, Accident & Health Insurance Exam – no upfront fees, no risk.
What does the NY Life, Accident & Health exam cover?
The exam covers five major areas: insurance regulation and life insurance basics, life policies and riders, annuities and tax treatment, disability and health insurance, and group/government programs including Medicare, Medicaid and Social Security. All questions are specific to New York insurance law and regulations.
Do I need pre-licensing education first?
Yes. You must complete a 40-hour approved pre-licensing course before you can schedule and sit for the New York Life, Accident & Health Insurance Exam.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They cover every topic on the NY exam so you can gauge your readiness before test day.
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Accident & Health Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
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98% first-try pass rate
Real exam format
Pass the NY Insurance Exam – first try.Free practice · pay only after you pass
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