Real exam format
Questions structured like the live PSI exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ NM candidates
Pass the New Mexico
Life, Accident & Health Exam.
First try.
Free practice questions that mirror the real PSI exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
Pay only after you pass
Real PSI format
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PASSED
New Mexico Insurance Law
A New Mexico life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
PSI Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Accident & Health Sections
Pass on the First Attempt
0+
NM candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
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New Mexico Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
New Mexico Insurance Law
The Superintendent of Insurance, producer licensing, unfair practices and New Mexico statutes.
Start PracticeSet 02 Free
Life Products, Provisions & Riders
Term, whole and universal life, riders, dividend and nonforfeiture options.
Start PracticeSet 03 Free
Annuities, Qualified Plans & Federal Tax
Fixed and variable annuities, qualified retirement plans and federal tax treatment.
Start PracticeSet 04 Free
Health Provisions & Disability Income
Required health policy provisions and disability income coverage.
Start PracticeSet 05 Free
Medical, Group & Specialized Coverage
Medical expense plans, group health, Medicare, supplements and long-term care.
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In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
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Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every New Mexico question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed New Mexico producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the NM outline – life products, annuities, health and disability coverage and New Mexico insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
NM candidates who passed with us
Thousands have used our practice sets and support to get licensed in New Mexico – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real PSI exam better than anything else I tried. I cleared both the life and the accident & health content on my first attempt."
Amanda L.
Albuquerque, NM
Passed first try
★★★★★
"The New Mexico section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."
Chris P.
Santa Fe, NM
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and was licensed in under a month."
Nina S.
Las Cruces, NM
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the New Mexico Life Accident and Health Insurance Producer Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The New Mexico Life, Accident and Health producer exam (Series 18-27) is administered by PSI for the Office of Superintendent of Insurance. It runs 150 questions in 150 minutes and you need 70% to pass.
Level
Producer
State
New Mexico
Provider
PSI
Regulator
NM Superintendent of Insurance
Life Products, Provisions & Riders
Term, whole and universal life, riders, dividend and nonforfeiture options.
Annuities, Qualified Plans & Federal Tax
Fixed and variable annuities, qualified retirement plans and federal tax treatment.
Health Provisions & Disability Income
Required health policy provisions and disability income coverage.
New Mexico Insurance Law
The Superintendent of Insurance, producer licensing, unfair practices and New Mexico statutes.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your New Mexico Life Accident and Health Insurance Producer Exam – no upfront fees, no risk.
What does the New Mexico Life Accident and Health Insurance Producer Exam cover?
The exam covers life products, provisions and riders, annuities, qualified plans and federal tax, health provisions and disability income, medical, group and specialized coverage, plus New Mexico insurance law. It runs 150 questions in 150 minutes and you need 70% to pass.
Do I need pre-licensing education first?
Pre-licensing education for New Mexico is administered through PSI, which took over course and exam administration in 2025. Confirm the current requirement for your line of authority with the Office of Superintendent of Insurance before you schedule.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real PSI exam so you can gauge your readiness before test day.
Ready to pass the NM
Life, Accident & Health Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
Pay only after you pass
98% first-try pass rate
Real PSI format
Pass the NM Life, Accident & Health Exam – first try.Free practice · pay only after you pass
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