Real exam format
Questions structured like the live Pearson VUE exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ MN candidates
Pass the Minnesota Life,
Accident & Health Exam.
First try.
Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
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PASSED
Minnesota Insurance Law
A Minnesota life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
Pearson VUE Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Accident & Health Sections
Pass on the First Attempt
0+
MN candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
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Minnesota Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
Minnesota Insurance Law
The Department of Commerce, producer licensing, unfair practices and Minnesota statutes.
Start PracticeSet 02 Free
Life Types, Provisions & Riders
Term, whole and universal life, riders, dividend and nonforfeiture options.
Start PracticeSet 03 Free
Application, Underwriting & Delivery
Taking the application, risk classification, policy issue and delivery requirements.
Start PracticeSet 04 Free
Health Types, Provisions & Clauses
Medical expense plans, disability income, group health and required policy clauses.
Start PracticeSet 05 Free
Retirement, Social & Other
Annuities, qualified plans, Social Security, Medicare and long-term care.
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In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
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Watch · free walkthrough
Minnesota Life, Accident and Health Producer Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every Minnesota life and health question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed Minnesota producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the MN outline – life, accident & health, retirement products and Minnesota insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
MN candidates who passed with us
Thousands have used our practice sets and support to get licensed in Minnesota – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the life and the accident & health content on my first attempt."
Amanda L.
Minneapolis, MN
Passed first try
★★★★★
"The Minnesota law section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."
Chris P.
St. Paul, MN
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and had my producer license in under a month."
Nina S.
Rochester, MN
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the Minnesota Life, Accident and Health Producer Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The Minnesota Life, Accident and Health producer exam is administered by Pearson VUE for the Minnesota Department of Commerce. The combined exam runs 145 multiple-choice questions in 3 hours and you need 70% to pass. You must complete a state-approved pre-licensing course first, and it stays valid for one year.
Level
Producer
State
Minnesota
Provider
Pearson VUE
Regulator
MN Dept of Commerce
Application & Underwriting
Taking the application, risk classification, insurable interest, policy issue and delivery.
Life Types & Riders
Term, whole and universal life, riders, dividend options and nonforfeiture provisions.
Accident & Health
Medical expense plans, disability income, group health and the required policy clauses.
Minnesota Insurance Law
The Department of Commerce, producer licensing and duties, replacement rules and unfair trade practices.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your Minnesota Life, Accident and Health Producer Exam – no upfront fees, no risk.
What does the Minnesota life, accident and health exam cover?
The combined exam covers life policy types, provisions and riders, application, underwriting and delivery, accident & health coverages including medical expense, disability income and group health, retirement and social insurance products, plus Minnesota insurance law. It runs 145 questions in 3 hours and you need 70% to pass.
Do I need pre-licensing education first?
Yes. Minnesota requires a state-approved pre-licensing course before you sit the exam with Pearson VUE. The completion stays valid for one year, so plan to take and pass the exam within that window.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.
Ready to pass the MN Life,
Accident & Health Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
Pay only after you pass
98% first-try pass rate
Real Pearson VUE format
Pass the MN Life & Health Exam – first try.Free practice · pay only after you pass
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