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Pass the Indiana
Life & Health Exam.
First try.

Free practice questions that mirror the real Pearson VUE exam – plus 1-on-1 expert support with a pay-after-pass guarantee!

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IN Life & Health Practice Exam · Q18 of 160 54:09
Indiana Insurance Law
An Indiana life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92% Passing
98%
pass on the
first attempt
Pearson VUE Exam Format Pay After You Pass 12,000+ Candidates Helped 4.9 / 5 Average Rating Life + Health Sections Pass on the First Attempt
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IN candidates helped
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First-attempt pass rate
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Indiana Life & Health Question Sets

Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.

50 MCQs per setInstant answers & explanations
Set 01 Free

Indiana Insurance Law

The Department of Insurance, producer licensing, unfair practices and Indiana statutes.

~55 min · 50 questions
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Set 02 Free

Life Types & Provisions

Term, whole and universal life, riders, dividend and nonforfeiture options.

~55 min · 50 questions
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Set 03 Free

Application, Underwriting & Delivery

Taking the application, risk classification, policy issue and delivery requirements.

~55 min · 50 questions
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Set 04 Free

Health Types & Provisions

Medical expense plans, disability income, group health and required provisions.

~55 min · 50 questions
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Set 05 Free

Retirement, Social & Other

Annuities, qualified plans, Social Security, Medicare and long-term care.

~55 min · 50 questions
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On a tight timeline to pass?

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Watch · free walkthrough

Indiana Life and Health Insurance Exam video walkthrough

A full walkthrough of what the exam covers and how to prepare for it.

Dead simple

Pass in 3 simple steps

No guesswork, no risk. Here's exactly how candidates go from studying to licensed.

01
1

Practice 100% free

Fed up paying for practice tests? We're not like the others – every Indiana life and health question set is completely free. Work through them to see exactly where you stand against the real exam.

02
2

On a tight timeline?

In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.

03
3

Pass & get licensed

Walk in confident, pass on your first attempt, and start writing business as a licensed Indiana producer – and remember, you only pay once you've passed.

Why State Exams Prep

Everything you need to pass – nothing you don't

Pass-or-don't-pay guarantee

All the risk is on us. Practice free, get expert support, and settle up only once you've passed.

$0upfront – pay only after you pass

Real exam format

Questions structured like the live Pearson VUE exam, so test day feels familiar – not foreign.

Answer explanations

Know why each answer is right and the rest are wrong, so weak spots disappear fast.

Full topic coverage

Every domain on the IN outline – life, health, retirement products and Indiana insurance law.

1-on-1 coaching

Real humans guide your prep and answer questions whenever you're stuck.

Real results

IN candidates who passed with us

Thousands have used our practice sets and support to get licensed in Indiana – most on their first attempt.

Passed first try
★★★★★

"The practice questions matched the real Pearson VUE exam better than anything else I tried. I cleared both the life and the health content on my first attempt."

Amanda L.
Amanda L.
Indianapolis, IN
Passed first try
★★★★★

"The Indiana law section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."

Chris P.
Chris P.
Fort Wayne, IN
Passed first try
★★★★★

"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and had my producer license in under a month."

Nina S.
Nina S.
Evansville, IN
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DON'T PAY

You only pay after you pass.

That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the Indiana Life and Health Insurance Exam. No upfront fees. No risk. Just results.

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Know your exam

Exactly what you'll be tested on

The Indiana Life and Health producer exam is administered by Pearson VUE for the Indiana Department of Insurance. It runs 160 multiple-choice questions in 2 hours 40 minutes and you need 70% to pass. Indiana requires 20 hours of approved pre-licensing education for each line of authority.

Level
Producer
State
Indiana
Provider
Pearson VUE
Regulator
Indiana DOI

Application & Underwriting

Taking the application, risk classification, insurable interest, policy issue and delivery.

Life Types & Provisions

Term, whole and universal life, riders, dividend options and nonforfeiture provisions.

Health Types & Provisions

Medical expense plans, disability income, group health and the required policy provisions.

Indiana Insurance Law

The Department of Insurance, producer licensing and duties, replacement rules and unfair trade practices.

Questions, answered

Everything you're wondering

How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your Indiana Life and Health Insurance Exam – no upfront fees, no risk.
What does the Indiana life and health exam cover?
The exam covers life policy types and provisions, application, underwriting and delivery, health coverages including medical expense, disability income and group health, retirement and social insurance products, plus Indiana insurance law. It runs 160 questions in 2 hours 40 minutes and you need 70% to pass.
Do I need pre-licensing education first?
Yes. The Indiana Department of Insurance requires 20 hours of approved pre-licensing education for each line of authority, so a combined life and health licence means completing the hours for both lines before you sit the exam with Pearson VUE.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real Pearson VUE exam so you can gauge your readiness before test day.

Ready to pass the IN
Life & Health Exam?

Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.

Pay only after you pass 98% first-try pass rate Real Pearson VUE format
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