Real exam format
Questions structured like the live PSI exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 10,000+ CA candidates
Pass the California
P&C Insurance Exam.
First try.
Free practice questions that mirror the real PSI exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
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PASSED
California Insurance Code
Under California insurance law, an insurance producer who collects premiums from an insured must:
A Hold the funds indefinitely
B Deposit them in a personal account
C Remit them to the insurer within the required timeframe
D Return them to the insured
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
PSI Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Property + Casualty Sections
Pass on the First Attempt
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CA candidates helped
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First-attempt pass rate
0/5
Average student rating
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California Property & Casualty Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
General Insurance Principles
Insurance fundamentals, risk management, policy structure and California insurance code provisions.
Start PracticeSet 02 Free
Property Personal Lines
Homeowners, dwelling, renters and personal inland marine policies and coverage.
Start PracticeSet 03 Free
Property Commercial & Pet
Commercial property policies, business owners policies, commercial inland marine and pet insurance.
Start PracticeSet 04 Free
Casualty Personal Lines
Personal auto insurance, umbrella policies, personal liability coverage and related endorsements.
Start PracticeSet 05 Free
Casualty Commercial & Bonds
Commercial general liability, workers' compensation, surety bonds and commercial auto coverage.
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Watch · free walkthrough
California Property & Casualty License Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every CA P&C question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start your CA insurance career – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the CA P&C outline – national principles and state license law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
CA candidates who passed with us
Thousands have used our practice sets and support to get licensed in California – most on their first attempt.
Passed first try
★★★★★
"The practice questions closely mirrored the actual PSI exam format. I was shocked how similar they were to the real test. Passed on my first attempt!"
Amanda L.
Los Angeles, CA
Passed first try
★★★★★
"I struggled with the California insurance code sections until I found these materials. They broke down every concept perfectly – finally made it all click!"
Chris P.
San Diego, CA
Passed first try
★★★★★
"Switching from tech to insurance felt daunting, but these materials were comprehensive and easy to follow. The pay-after-you-pass model sealed the deal for me!"
Nina S.
San Jose, CA
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You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the California Property & Casualty License Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The California Property and Casualty License Exam is administered by PSI for the California Department of Insurance. It covers personal and commercial property & casualty insurance plus California insurance code and ethics.
Level
Property & Casualty
State
California
Provider
PSI
Regulator
California Department of Insurance
General Insurance Concepts & California Insurance Code
Insurance principles, risk management, policy structure, California insurance code provisions and regulations.
Property Insurance Policies & Coverage
Homeowners, dwelling, commercial property policies, inland marine, and national flood insurance program.
Casualty Insurance & Liability Coverage
Commercial general liability, auto insurance, workers' compensation, umbrella policies and surety bonds.
California Ethics, Regulations & Producer Responsibilities
Producer licensing requirements, ethical obligations, unfair practices, claims handling and California-specific rules.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your California Property & Casualty License Exam – no upfront fees, no risk.
What does the CA P&C exam cover?
The PSI-administered exam covers general insurance concepts, property insurance, casualty insurance, liability coverage, and California insurance code and ethics.
Do I need pre-licensing education first?
Yes. You must complete the required pre-licensing education hours and submit your application to the California Department of Insurance before scheduling the exam through PSI.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real PSI exam so you can gauge your readiness before test day.
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P&C Insurance Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
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98% first-try pass rate
Real PSI format
Pass the CA P&C Insurance Exam – first try.Free practice · pay only after you pass
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