Real exam format
Questions structured like the live PSI exam, so test day feels familiar – not foreign.
★★★★★ 4.9 from 12,000+ AZ candidates
Pass the Arizona Life,
Accident & Health Exam.
First try.
Free practice questions that mirror the real PSI exam – plus 1-on-1 expert support with a pay-after-pass guarantee!
Pay only after you pass
Real PSI format
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PASSED
Arizona Insurance Law
An Arizona life policy is delivered to the owner. During the free-look period, the owner may return the policy and receive:
A Nothing – the contract is already in force
B The cash surrender value only
C A full refund of the premium paid
D A prorated refund less administrative fees
Est. score 92%
Passing
98%
pass on the
first attempt
first attempt
PSI Exam Format
Pay After You Pass
12,000+ Candidates Helped
4.9 / 5 Average Rating
Life + Accident & Health Sections
Pass on the First Attempt
0+
AZ candidates helped
0%
First-attempt pass rate
0/5
Average student rating
$0
Until you pass
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Arizona Life, Accident & Health Question Sets
Choose a study mode below – all 500+ Questions are completely free. Practice with instant answer explanations, or take a timed, exam-style test.
Set 01 Free
AZ Regulation & Insurance Law
The Director and DIFI, producer licensing, unfair practices and Arizona statutes.
Start PracticeSet 02 Free
General Concepts
Risk, insurable interest, contract law, underwriting and policy delivery.
Start PracticeSet 03 Free
Life Policies & Provisions
Term, whole and universal life, riders, policy provisions and nonforfeiture options.
Start PracticeSet 04 Free
Annuities & Senior Products
Fixed and variable annuities, suitability rules and senior-market protections.
Start PracticeSet 05 Free
Health & Group Coverage
Disability income, medical expense plans, group health, Medicare and long-term care.
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In a hurry or short on time? Contact us and our experts will fast-track your prep – zero risk to you, you only pay after you pass.
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Watch · free walkthrough
Arizona Life, Accident and Health Insurance Exam video walkthrough
A full walkthrough of what the exam covers and how to prepare for it.
Dead simple
Pass in 3 simple steps
No guesswork, no risk. Here's exactly how candidates go from studying to licensed.
01
1
Practice 100% free
Fed up paying for practice tests? We're not like the others – every Arizona life and health question set is completely free. Work through them to see exactly where you stand against the real exam.
02
2
On a tight timeline?
In a hurry to get licensed? Contact us and our experts will fast-track your prep – there's no risk to you, and you only pay after you pass.
03
3
Pass & get licensed
Walk in confident, pass on your first attempt, and start writing business as a licensed Arizona producer – and remember, you only pay once you've passed.
Why State Exams Prep
Everything you need to pass – nothing you don't
Pass-or-don't-pay guarantee
All the risk is on us. Practice free, get expert support, and settle up only once you've passed.
$0upfront – pay only after you pass
Answer explanations
Know why each answer is right and the rest are wrong, so weak spots disappear fast.
Full topic coverage
Every domain on the AZ outline – general concepts, life, annuities, accident & health and Arizona insurance law.
1-on-1 coaching
Real humans guide your prep and answer questions whenever you're stuck.
Real results
AZ candidates who passed with us
Thousands have used our practice sets and support to get licensed in Arizona – most on their first attempt.
Passed first try
★★★★★
"The practice questions matched the real PSI exam better than anything else I tried. I cleared both the life and the accident & health content on my first attempt."
Amanda L.
Phoenix, AZ
Passed first try
★★★★★
"The Arizona law section scared me. Their explanations made replacement rules, free-look periods and producer duties finally click. Passed with room to spare."
Chris P.
Tucson, AZ
Passed first try
★★★★★
"Pay-after-you-pass made it a no-brainer. I felt zero pressure, studied with their plan, and had my producer license in under a month."
Nina S.
Mesa, AZ
PASS OR
DON'T PAY
DON'T PAY
You only pay after you pass.
That's our entire promise. Practice for free, get expert support, and settle up only once you've passed the Arizona Life, Accident and Health Insurance Exam. No upfront fees. No risk. Just results.
Know your exam
Exactly what you'll be tested on
The Arizona Life, Accident and Health producer exam (Series 13-33) is administered by PSI for the Arizona Department of Insurance and Financial Institutions. It runs 150 questions in 150 minutes and you need 70% to pass. Arizona does not require pre-licensing education, so preparation is entirely on you.
Level
Producer
State
Arizona
Provider
PSI
Regulator
Arizona DIFI
General Concepts
Risk, insurable interest, contract law, underwriting, policy delivery and the claims process.
Life Policies & Annuities
Term, whole and universal life, riders, nonforfeiture options, plus fixed and variable annuities.
Accident & Health
Disability income, medical expense plans, group health, Medicare, supplements and long-term care.
Arizona Insurance Law
The Director and DIFI, producer licensing and duties, replacement and free-look rules, and senior suitability.
Questions, answered
Everything you're wondering
How does "pay only after you pass" work?
Practicing is completely free – all 10 question sets cost you nothing. If you'd like personalized 1-on-1 expert support, just contact us and you settle up only after you've passed your Arizona Life, Accident and Health Insurance Exam – no upfront fees, no risk.
What does the Arizona life, accident and health exam cover?
The exam (Series 13-33) covers general insurance concepts, life policies and provisions, annuities and senior products, accident & health coverages including disability income, Medicare and group health, plus Arizona insurance law and DIFI regulation. It runs 150 questions in 150 minutes and you need 70% to pass.
Do I need pre-licensing education first?
No. Arizona has no mandatory pre-licensing education requirement – you can schedule the exam with PSI directly. That makes structured practice the whole of your preparation, which is exactly what our free question sets are for.
Are the question sets and exams really free?
Yes – completely free, no signup required. You get 10 full sets in total: 5 practice Q&A sets with instant answer explanations, plus 5 timed, exam-style mock exams. They all mirror the real PSI exam so you can gauge your readiness before test day.
Ready to pass the AZ Life,
Accident & Health Exam?
Start with the free practice sets, or get a personalized pass plan from our experts. Either way, you risk nothing.
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98% first-try pass rate
Real PSI format
Pass the AZ Life & Health Exam – first try.Free practice · pay only after you pass
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