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New York Property and Casualty Insurance Exam

Launch your New York insurance career by mastering property & casualty fundamentals and New York Insurance Law.

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New York Property and Casualty Insurance Exam

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Line
Property & Casualty
State
New York
Provider
PSI
Regulator
NY Department of Financial Services

The New York Property and Casualty Insurance Exam is the licensing test for anyone seeking to sell, solicit, or negotiate property and casualty insurance in New York. Administered by PSI on behalf of the New York Department of Financial Services (DFS), the exam is a computer-based, closed-book multiple-choice test that covers general insurance principles, property and casualty policy types, and New York Insurance Law and DFS Regulations. Candidates must complete a 40-hour property pre-licensing course and a 40-hour casualty pre-licensing course (or an 80-hour combined course) at a DFS-approved provider before scheduling.

Assessed on this Exam

The NY Property and Casualty exam evaluates your knowledge across these areas:

P&C Principles

Insurance contracts, risk, perils, hazards and the principle of indemnity.

Personal Lines

Homeowners, dwelling, personal auto, personal umbrella and flood coverage.

Commercial Lines

CGL, commercial property, BOP, commercial auto, workers' compensation and inland marine.

NY Insurance Law

NY Insurance Law, DFS Regulations, no-fault auto and producer ethics.

What You'll Find in Our
NY P&C Question Bank

Our question bank is built to help you master New York's property & casualty content and Insurance Law with targeted practice and clear explanations.

Realistic Practice Questions

Questions structured like the real NY P&C exam, including the multiple-choice style you'll see on test day.

Detailed Explanations

Know not just the right answer but why the others are wrong - so every question teaches you something.

Comprehensive Coverage

Every domain on the PSI content outline for the NY P&C exam is represented across the question sets.

Exam Readiness

Build the confidence you need to walk into test day calm and prepared.

Practice for the Exam

Assess your knowledge and experience the NY P&C exam format before taking the actual test.

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NY Property and Casualty

How to Use Our NY P&C
Questions for Best Results

Start Early

Mix practice questions into your study from day one to find the topics that need more attention.

Review Often

Revisit questions you have seen before. Spaced review locks in long-term retention.

Simulate Exam Conditions

When ready, attempt a full set in one timed sitting to build the stamina you need on test day.

Analyze Your Performance

Use the explanations to understand each mistake and concentrate on the weak spots.

View NY P&C Questions
and Answers Here!

NY Property and Casualty - Practice Exam Questions #01
Prepare effectively with these curated question sets.
55 Minutes estimated completion
Set 01
NY Property and Casualty - Practice Exam Questions #02
Test your knowledge with a new set of questions.
55 Minutes estimated completion
Set 02
NY Property and Casualty - Practice Exam Questions #03
Challenge yourself with advanced questions.
55 Minutes estimated completion
Set 03
NY Property and Casualty - Practice Exam Questions #04
Boost your preparation with these practice questions.
55 Minutes estimated completion
Set 04
NY Property and Casualty - Practice Exam Questions #05
Finalize your revision with this comprehensive set.
55 Minutes estimated completion
Set 05

Dive Deeper into the
NY Property and Casualty Exam

What does the New York P&C exam cover?

The PSI-administered exam covers general insurance principles and property and casualty policy types (personal and commercial), plus New York Insurance Law, DFS Regulations, and no-fault auto requirements.

Who is required to take this exam?

Anyone seeking a New York property and/or casualty producer license. You must complete a 40-hour property and 40-hour casualty pre-licensing course (or the 80-hour combined course) at a DFS-approved provider.

How should I prepare for the NY P&C exam?

Solidify general P&C concepts (HO forms, personal auto, CGL, BOP) first, then focus on New York-specific rules - Insurance Law, DFS Regulations, no-fault auto and producer ethics. Our question bank gives you realistic practice with detailed explanations so you can spot weak areas before test day.

Prepare for the NY P&C Exam with Confidence

Passing the New York Property and Casualty Insurance Exam is your gateway to selling, soliciting, and negotiating P&C insurance in New York. With solid scores across general insurance concepts and New York Insurance Law, you demonstrate that you understand both how P&C insurance works and how New York regulates producers and claims.

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high-stakes licensing exams?

If this exam is giving you a hard time, let us be your helping hand. Contact us, and we'll provide the assistance you need to pass and move forward.

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