Launch your California insurance career by mastering property & casualty fundamentals and California insurance code.
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The California Property and Casualty License Exam is the licensing test for anyone seeking to sell, solicit, or negotiate property and casualty insurance in California. The exam is administered by PSI on behalf of the California Department of Insurance (CDI). It is a computer-based, closed-book multiple-choice test, typically delivered as a combined Property Broker-Agent Examination covering personal and commercial property and casualty lines. Candidates must complete 20 hours of approved P&C pre-licensing education plus 12 hours of California insurance code and ethics training (a separate state requirement) before scheduling. The exam covers general property & casualty insurance concepts plus the California Insurance Code, Fair Claims Settlement Practices Regulations, and California-specific consumer protections.
The CA Property and Casualty exam evaluates your knowledge across these areas:
Insurance contracts, risk, perils, hazards and the principle of indemnity.
Homeowners (HO forms), dwelling, personal auto, personal umbrella and earthquake coverage.
CGL, commercial property, BOP, commercial auto, workers' compensation and inland marine.
California Insurance Code, Fair Claims Settlement Practices, ethics and producer responsibilities.
Our question bank is built to help you master California's property & casualty content and code with targeted practice and clear explanations.
Questions structured like the real CA P&C exam, including the multiple-choice style you'll see on test day.
Know not just the right answer but why the others are wrong - so every question teaches you something.
Every domain on the PSI content outline for the CA P&C exam is represented across the question sets.
Build the confidence you need to walk into test day calm and prepared.
Assess your knowledge and experience the CA P&C exam format before taking the actual test.
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Mix practice questions into your study from day one to find the topics that need more attention.
Revisit questions you have seen before. Spaced review locks in long-term retention.
When ready, attempt a full set in one timed sitting to build the stamina you need on test day.
Use the explanations to understand each mistake and concentrate on the weak spots.
The PSI-administered exam covers general insurance concepts and property and casualty policy types (personal and commercial), plus the California Insurance Code, ethics and the Fair Claims Settlement Practices Regulations.
Anyone seeking a California Property Broker-Agent license. Before scheduling, you must complete 20 hours of P&C pre-licensing study and the 12-hour Code & Ethics course required by the CDI.
Solidify general property and casualty concepts (HO forms, personal auto, CGL, BOP) first, then focus on California-specific rules - Insurance Code, the Fair Claims Settlement Practices Regulations, earthquake disclosure, and producer ethics. Our question bank gives you realistic practice with detailed explanations so you can spot weak areas before test day.
Passing the California Property and Casualty License Exam is your gateway to selling, soliciting, and negotiating P&C insurance in California. With solid scores across general insurance concepts and California code, you demonstrate that you understand both how P&C insurance works and how California regulates producers and claims.
If this exam is giving you a hard time, let us be your helping hand. Contact us, and we'll provide the assistance you need to pass and move forward.
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