Launch your California insurance career by mastering life and health fundamentals and California insurance code.
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The California Life, Accident and Health or Sickness Examination is the licensing test for anyone seeking to sell, solicit, or negotiate life and accident & health insurance in California. Administered by PSI on behalf of the California Department of Insurance (CDI), it is a computer-based, closed-book multiple-choice test. The combined Life Agent Examination covers life insurance, annuities, and accident & health/sickness insurance, plus the California Insurance Code, ethics and producer responsibilities. Candidates must complete 20 hours of life pre-licensing study plus 20 hours of accident & health pre-licensing study, along with the 12-hour Code & Ethics course, before scheduling.
The CA Life, Accident & Health exam evaluates your knowledge across these areas:
Term, whole, universal, variable and group life policies plus riders and policy provisions.
Fixed, variable, deferred and immediate annuities, plus suitability and replacement rules.
Major medical, disability income, long-term care, Medicare supplement and group health.
California Insurance Code, replacement requirements, senior protections and producer ethics.
Our question bank is built to help you master California's life, accident & health content and code with targeted practice and clear explanations.
Questions structured like the real CA Life A&H exam, including the multiple-choice style you'll see on test day.
Know not just the right answer but why the others are wrong - so every question teaches you something.
Every domain on the PSI content outline for the CA Life A&H exam is represented across the question sets.
Build the confidence you need to walk into test day calm and prepared.
Assess your knowledge and experience the CA Life A&H exam format before taking the actual test.
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Mix practice questions into your study from day one to find the topics that need more attention.
Revisit questions you have seen before. Spaced review locks in long-term retention.
When ready, attempt a full set in one timed sitting to build the stamina you need on test day.
Use the explanations to understand each mistake and concentrate on the weak spots.
The PSI-administered exam covers life insurance and annuities, accident & health/sickness insurance, plus the California Insurance Code, ethics, replacement requirements and senior protections.
Anyone seeking a California Life Agent license. Before scheduling, you must complete 20 hours of life pre-licensing study, 20 hours of accident & health pre-licensing study, and the 12-hour Code & Ethics course.
Master the policy types and annuities first, then concentrate on California-specific rules - the Insurance Code, replacement procedures, senior insurance protections, and Medicare supplement rules. Our question bank gives you realistic practice with detailed explanations so you can spot weak areas before test day.
Passing the California Life, Accident and Health or Sickness Examination is your gateway to selling life insurance, annuities, and health insurance products in California. With solid scores across the policy types and California code, you demonstrate that you understand both the products you sell and the regulations that protect California consumers.
If this exam is giving you a hard time, let us be your helping hand. Contact us, and we'll provide the assistance you need to pass and move forward.
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